If you are like most people your attention is primarily in the “now.”

You work hard and you're making enough to meet the mortgage on a home that you really like, in the neighborhood that suits you. You might have a boat that you take out on the lake or the ocean whenever you can. When you have dinner guests over, you have a great space for entertaining. You drive a car that is reliable and that you appreciate the look of, and your spouse probably has a separate vehicle.

Have you given any...